Montys Insurance
We are here to help you
Montys Insurance
Experience, financial strength, and commitment.
(561) 677-1203... (786) 277-7780
"Montys"
Chief Executive Officer
Our mission is to reduce the risk of financial loss in the event of the unexpected.
At Montys Insurance, our goal is to provide individual solutions for each of our clients and serve as a bridge should you need to file a claim.
Our team is led by Ariel Montenegro, an authorized agent in the state of Florida and Texas. Montys Insurance’s primary focus is advising clients on how to protect their finances.
Provides financial protection against physical damage or bodily injury resulting from traffic collision and/or against liability that arises from incidents in a car.
Why do I need Auto Insurance Coverage?
o Required by law to operate a vehicle
o It can help cover repairs to your vehicle
o It can pay for related medical costs for you and your passengers
o It can offer coverage should you cause an accident that results in property damage or injuries to other people
Contact us to see how we can save you on your next auto insurance quote.
Quality services
We’re committed to providing the highest-quality coverage at the most competitive rates.
Our team: Our team collectively has over 30+ years of experience in the insurance industry servicing clients not only in South Florida but also in the Latin American and Caribbean markets.
Montys is an established businessman with over 20+ years in providing service excellence to clients from all parts of the State of Florida.
LIFE INSURANCE
Provides you a vehicle for planning for your future while also providing peace of mind for your family.
What can life insurance do for you?
o Provide for your family in case of death or illness (see accelerated death benefits).
o Prevent your loved ones from having to pay debts, such as your mortgage
o Savings plan for the future as a source of income
o Provide coverage for a loved one’s education costs
o Covered funeral expenses
o Key man insurance, if you are a business owner Key Life Insurance Terms you need you need to be familiar with…
Term Policies – life insurance that provides coverage at a fixed rate of payments for a fixed limited period of time.
Universal Life Policies- cash value life insurance, which besides offering life insurance coverage also creates a cash value where the excess of premiums payments above the current cost of insurance is credited to the cash value of the policy.
Accelerated Death Benefits – provides an early payout of a life insurance policy upon the diagnosis of pre-determined critical illnesses.
HEALTH INSURANCE
Provides you with coverage for your medical costs, but can also provide you with money in your pocket when you are ill.
What can Health Insurance do for you?
o Access to affordable medical care
o Designated preferred providers
o Coverage for pre-existing medical conditions
o Peace of mind in case of illness
Have you ever asked yourself how to cover your expenses if you became ill?
Supplemental Insurance Coverage. Supplemental Insurance coverage is extra insurance to pay for your out of pocket expenses including your personal cost of living expenses, such as your mortgage, grocery bill, car payment, children’s school, etc. The best supplemental insurance policy is a plan that complements your current coverage and works when you need it the most.
HOMEOWNERS INSURANCE
Provides you with coverage for losses in your home including its contents, loss of use of your home or loss of other possessions.
Why do I need Homeowners Insurance Coverage?
o Most lenders require you to have homeowners insurance or they will place their own purchased coverage which is more expensive
o Lenders will require for your coverage to cover 100% of the replacement cost of your home at a minimum for the following perils:
o Fire, lighting and smoke damage
o Wind and hail
o Falling objects
o Explosions
o Vandalism, theft, riots and unrest
oHomeowners coverage can be customized not only to provide coverage for your dwelling, but also against things like:
o Personal property due to loss, theft or damage
o Living expenses if you’re not able to live in your home while its being repaired
o Personal liability in case of an injury to a guest in your home.
AUTO INSURANCE
Provides financial protection against physical damage or bodily injury resulting from traffic collision and/or against liability that arises from incidents in a car.
Why do I need Auto Insurance Coverage?
- Required by law to operate a vehicle
- It can help cover repairs to your vehicle
- It can pay for related medical costs for you and your passengers
- It can offer coverage should you cause an accident that results in property damage or injuries to other people
Contact us to see how we can save you on your next auto insurance quote.
Secure Your Future With Our Life Insurance Policies
Montys Insurance. (561) 677-1203......... (786) 277-7780
Provides you a vehicle for planning for your future while also providing peace of mind for your family.
Protect You and Your Family's Future
Start Today, Contact Montys Insurance , after business hours contact
FAQ
general questions
Chances are, you'll find the answer in our FAQs. Here are some of the more common questions we get asked:
o Do I qualify for a Government subsidized Marketplace Health Plan?
…At Montys we can quickly provide you with your elegibility for a Marketplace plan based on your name, date of birth, zip code, household income and the number of members in your household.
o Do I have to be a US Citizen to qualify for a government subsidy on my healthcare?
… No, you just have to prove that you are here legally, a permanent resident or other legal status in the US allows you to qualify for a government subsidy on your healthcare.
o Are marketplace healthcare plans expensive?
The marketplace plans are tailored to your needs and you can choose from plans requiring $0 payment after qualifying for a government subsidy or opt to pay a premium according to your budget.
o Do marketplace plans include vision or dental coverage?
…Depending on the company providing coverage and the area in which you reside. Standalone dental plans are also offered and can be added for a small fee
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